LEARN MORE ABOUT OUR FLEXIBLE LOAN TYPES

For Personal Loans:
 

• Personal Identification:
   
  • Government-issued ID (e.g., driver's license, passport)
     
  • Proof of address (e.g., utility bill)
     
• Credit History:
   
  • Complete credit report (e.g., Credit Karma, MyFico) to avoid a hard pull
     
• Proof of Income:
   
  • Pay stubs and tax returns
     
  • Three to six months of bank statements
     
• Financial Statements:
   
  • Personal financial statement
     

For Business Loans:
 

• Business Identification and Legal Documents:
   
  • Articles of incorporation, business licenses, and tax IDs
     
  • Proof of business ownership
     
• Financial Statements:
   
  • Business bank statements
     
  • Profit and loss (P&L) statements
     
  • Balance sheets
     
  • Cash flow statements
     
  • Business tax returns
     
• Business Credit History:
   
  • Business credit reports (e.g., Dun & Bradstreet)
     
• Business Plan:
   
  • Detailed plan with operations, financial projections, and loan usage
     
  • Personal financial statement
     
• Collateral (If Applicable):
   
  • Documentation of assets used as collateral (if the loan is secured)